Clyburn Insurance

Directors and Officers Insurance in Virginia

Experience easy access to affordable, high-quality Directors and Officers Insurance in Virginia, Maryland, North Carolina, Tennessee and Texas with Clyburn Insurance.

Great Directors and Officers Insurance Begins Here

Clyburn  Insurance | Insurance in Virginia

Leading an organization means making tough calls — and even well-intentioned decisions can draw scrutiny. At Clyburn Insurance, we help Virginia businesses safeguard their leaders with reliable, flexible Directors and Officers (D&O) Insurance. Whether you manage a nonprofit, a small business, or a growing corporation, our local experts guide you through coverage that fits your structure, goals, and risks.

Directors and Officers Insurance Virginia

What Is Directors and Officers Insurance and Why Does It Matter?

Directors and Officers Insurance (D&O Insurance) is designed to protect individuals in leadership roles from personal financial loss due to claims made against them for actions taken while managing an organization. This coverage may include protection from lawsuits alleging mismanagement, breach of duty, or errors in decision-making.

Even when leaders act in good faith, their decisions can impact shareholders, employees, customers, or competitors — sometimes resulting in legal challenges. D&O Insurance ensures that your directors and officers aren’t left personally responsible for costly defense fees or settlements. In short, it helps your leadership stay focused on guiding the business forward without fear of personal liability.

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How Can D&O Insurance Benefit My Organization?

For organizations in Virginia, D&O Insurance offers more than financial protection — it provides peace of mind and credibility. Many investors, lenders, and partners require evidence of D&O coverage before engaging with a company. It’s a sign of sound governance and responsible management.

Virginia businesses and nonprofits face a wide range of regulatory and operational risks. A D&O policy may include coverage for claims tied to employment practices, shareholder disputes, financial reporting, or failure to comply with state or federal laws. Having the right protection in place helps leaders focus on growth and innovation, knowing their decisions are supported by a strong insurance safety net.

  • You don’t have to run a large corporation to need D&O Insurance. In fact, small and mid-sized Virginia businesses, associations, and nonprofits often face similar exposures — sometimes without the resources to absorb unexpected legal costs.

    This coverage may be valuable for:

    • Corporate boards and executive teams
    • Nonprofit boards of directors and officers
    • Educational, healthcare, or charitable organizations
    • Startups seeking investors or outside funding
    • HOA and community association boards

     

    Essentially, if your organization has individuals making executive decisions on behalf of others, D&O Insurance is worth serious consideration.

  • While every policy is tailored to your organization’s needs, D&O coverage generally focuses on protecting leaders from management-related claims. Depending on the structure, your plan may include:

    • Direct coverage for individual directors and officers
    • Reimbursement coverage when the organization indemnifies its leaders
    • Entity coverage for claims made directly against the company

     

    A policy may also extend to defense costs, settlements, or judgments resulting from allegations such as:

    • Misrepresentation or errors in reporting
    • Breach of fiduciary duty
    • Failure to comply with regulations
    • Conflicts of interest
    • Negligence or mismanagement

     

    Clyburn Insurance works closely with carriers and clients to customize the right balance of protection, limits, and deductible options for each Virginia organization.

  • At Clyburn Insurance, we believe no two organizations — or boards — are alike. That’s why our approach to D&O Insurance in Virginia starts with understanding your structure, risk exposure, and leadership makeup. We may review your bylaws, indemnification provisions, and current policies to ensure every layer of protection works together.

    Our team leverages deep knowledge of Virginia’s regulatory environment and industry-specific challenges to tailor coverage that aligns with your mission. Whether you’re managing a nonprofit in Richmond, a startup in Northern Virginia, or a privately held company in Norfolk, we provide the personal attention and proactive advice you deserve.

  • A frequent misconception is that D&O Insurance only benefits large corporations or publicly traded companies. In reality, claims can arise in any organization where leadership decisions affect others. Nonprofits, for example, often face allegations of misallocation of funds or employment-related disputes.

    Another myth is that general liability coverage automatically protects directors and officers — but that’s rarely the case. General liability policies typically cover bodily injury or property damage, not claims related to governance or management decisions. Without D&O coverage, leaders may be personally responsible for legal expenses, settlements, or judgments.

    By clarifying these misconceptions, Clyburn Insurance helps Virginia organizations make informed decisions about the protection they truly need.

  • Clyburn Insurance is a trusted independent agency serving businesses and nonprofits throughout Virginia. Our mission is to help clients make confident insurance decisions through personal guidance, transparency, and genuine care.

    When you partner with us, you gain:

    • Local expertise with a deep understanding of Virginia’s business landscape
    • Access to top-rated insurers offering comprehensive D&O options
    • Personalized service from a team that values relationships over transactions
    • Ongoing advocacy to ensure your coverage grows with your organization

     

    We don’t just sell policies — we build partnerships that protect the people who make your organization possible.

  • Getting the right Directors and Officers Insurance doesn’t have to be complicated. With Clyburn Insurance, you’ll work directly with a licensed Virginia agent who listens, explains your options in plain language, and helps you compare policies from trusted carriers.

    Our process is straightforward:

    1. Initial consultation: We learn about your organization’s structure, goals, and current coverage.
    2. Risk assessment: We identify potential exposures and determine the right policy limits.
    3. Tailored proposal: You’ll receive customized quotes with clear explanations of coverage details.
    4. Ongoing support: We continue to review and update your policy as your organization evolves.

     

    With local experience and a commitment to service, we make it easy to secure coverage that protects your leadership and strengthens your organization’s future.

Directors and Officers Insurance Virginia

Ready to Safeguard Your Leadership?

Let’s protect your board and your mission with a Directors and Officers Insurance policy tailored for you. Contact Clyburn Insurance today for a personalized D&O Insurance quote in Virginia — and move forward with the confidence your leaders deserve.

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(757) 490-2346

2901 S Lynnhaven Rd Suite 250, Virginia Beach, VA 23452

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