Clyburn Insurance

Contractors Insurance in Virginia

Experience easy access to affordable, high-quality Contractors Insurance in Virginia, Maryland, North Carolina, Tennessee and Texas with Clyburn Insurance.

Great Contractors Insurance Begins Here

Clyburn  Insurance | Insurance in Virginia

At Clyburn Insurance, we understand the unique needs of drywall contractors and other construction professionals across Virginia. Whether you’re working on new builds, remodels, or large commercial projects, your business faces a variety of risks every day. That’s why we’re here to help you explore insurance solutions that make sense for your specific trade.

Contractors Insurance Virginia

What Is Contractors Insurance and Why Might Virginia Businesses Need It?

Contractors insurance is a general term that refers to various types of coverage designed to help protect construction professionals and tradespeople from common job-related risks. In Virginia, contractors may be exposed to property damage, third-party injury claims, employee accidents, and business equipment losses, depending on the type of work they perform.

For drywall businesses, the risks can include damaging a client’s property, injuries from lifting and installing drywall sheets, or tools being stolen from a job site. Insurance can help provide financial support in the event of these and other unexpected incidents.

Get a quote for Contractors Insurance

Is Contractors Insurance Required for Drywall Contractors in Virginia?

Virginia state law generally requires contractors to carry certain types of insurance if they operate a business or hire employees. For example, if your drywall company has employees, you are typically required to carry workers’ compensation insurance under Virginia law. You may also need to show proof of general liability coverage when applying for a contractor’s license or submitting bids for larger jobs.

While not every type of insurance is legally required, having the right combination of policies can help build credibility with clients and general contractors, and can support your business financially if a claim arises.

  • Each drywall contractor’s insurance needs will vary based on the size of the business, the nature of the work, and whether subcontractors or employees are involved. That said, many drywall professionals in Virginia consider a combination of the following insurance coverages:

    • General Liability Insurance: This type of policy may help cover third-party injuries or property damage claims. For example, if a client trips over your equipment at a job site or if a drywall installation leads to accidental damage in a finished room.
    • Workers’ Compensation Insurance: If your business has employees, Virginia law typically requires this coverage. It may help with medical expenses and lost wages if a worker is injured on the job.
    • Commercial Auto Insurance: If your drywall business uses vans or trucks to transport tools and materials, a commercial auto policy may help cover accidents, property damage, or vehicle theft.
    • Tools and Equipment Coverage: This coverage is often added as part of a contractor’s policy and can help protect valuable tools and machines used in drywall work.
    • Professional Liability Insurance: While less common for drywall contractors, this coverage may be useful if you’re offering consulting or specialized design services.

  • Insurance costs for drywall businesses can vary widely. Premiums are usually influenced by factors such as:

    • Business size and annual revenue
    • Number of employees
    • Claims history
    • Types of services offered
    • Location of operations
    • Amount and types of coverage selected

     

    At Clyburn Insurance, we work with drywall contractors across Virginia to find policies that align with their budgets and business operations. We represent multiple insurance carriers to help provide options that make sense for your risk profile and trade specialty.

  • With roots in Virginia, Clyburn Insurance brings local experience and a personalized approach to every client relationship. We understand the pace and pressure of working in the trades and know that having the right insurance can make all the difference when the unexpected happens.

    Here are a few reasons drywall professionals throughout Virginia choose us:

    • Tailored Coverage Options: We help you explore policies that fit the unique needs of your drywall business—no unnecessary extras, no gaps that leave you vulnerable.
    • Industry Experience: Our agents are familiar with the risks associated with drywall installation, including job site hazards, material handling, and subcontractor relationships.
    • Responsive Service: Whether you need a certificate of insurance for a job tomorrow or have questions about a claim, our team is here to support you.
    • Local Insight: We’re based in Virginia and understand the specific regulatory and licensing requirements contractors face in this state.

  • Yes, many contractors choose to bundle coverages into a package policy for convenience and potential savings. A Business Owner’s Policy (BOP) is one example, often combining general liability insurance with property coverage. Depending on your operations, we can explore additional policy add-ons or riders to further protect your business.

    We also help contractors combine coverage types like tools and equipment protection with inland marine policies, or add endorsements that fit seasonal or project-based work. At Clyburn Insurance, we aim to simplify the process while keeping your coverage aligned with the way you operate.

  • When selecting a policy, it’s helpful to consider the specific nature of your drywall work and what types of risks you’re exposed to regularly. Here are a few factors to evaluate:

    • Do you work on residential or commercial properties or both?
    • Are you subcontracting work or hiring employees?
    • Do you transport drywall and equipment in your own vehicles?
    • Are you working in high-risk environments or multi-contractor job sites?

     

    By answering these questions, you can better determine the types of coverage that make the most sense for your business. Our agents at Clyburn Insurance walk you through this evaluation process, so you feel confident in your choices.

Contractors Insurance Virginia

How Can You Get a Contractors Insurance Quote in Virginia?

Getting started with a quote is simple. At Clyburn Insurance, we make it easy for drywall contractors and other tradespeople to get a fast, personalized insurance quote that reflects the size and scope of your work.

Contact Clyburn Insurance today to discuss contractors insurance for your Virginia-based drywall company. Let us help you explore coverage options designed for the work you do. We’ll ask a few key questions about your business, then help guide you toward insurance options that match your needs and budget.

Clyburn Insurance Logo

(757) 490-2346

2901 S Lynnhaven Rd Suite 250, Virginia Beach, VA 23452

Send us a Message!